A sewer backup can be a terrible and horrifying experience for homeowners. It can cause thousands of dollars in basement water damage. If you own a home and have some water damage in your basement, then it may a good idea to review your insurance policy. If you don’t have sewer backup or water damage coverage in your insurance policy, then you may be in for thousands of dollars in cleanup and repairs.
Water damage in a home can occur because of pipes bursting or freezing, a sewer backup, and negligent or accidental water damage. Water damage happens in homes all over Ontario, but homeowners that live near a body of water can be more at risk. This happens because water levels rise bringing water into the home.
Basement water damage usually destroys finishes and contents so it’s important to know about the coverages in your insurance policy for water damage as soon as possible. Just because something hasn’t happened doesn’t mean you shouldn’t properly prepare. You need to make sure you have coverage for a sewer backup, and water damage in your home. A review of your home insurance policy is a good first step, but you can always call your insurance company.
Watch this episode with insurance broker Robert Atto of Atto & Associates where he explains sewer damage, water damage, and how it can affect your home insurance on real estate 101.
For more information on home insurance or for a free home, auto, commercial, travel, or life insurance quote contact Atto & Associates:
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